Since 1913 Ready to Lend - summer


Central State Bank is a full-service community bank dedicated to serving the residents of Benzie County. Since 1913, we have been taking care of you like a good friend would—with your best interests in mind. Here, local full-service banking is personalized with a smile. Click to learn more.


Ready to borrow?

Home - lending

We're ready to lend! With today's lower rates, you could save a bundle by buying or refinancing now. Central State Bank offers a wide range of mortgage financing. When you're ready, we're ready to help.  Click here to learn more.

Introducing Mobile Wallet

Mobile Wallet

Enjoy fast, easy checkout with Central State Bank and your Mobile Wallet! Instead of using your debit card to make purchases, you can pay with your smartphone, tablet, or smartwatch at businesses in Benzie County and beyond. Click here to learn more.


Questions? Need Help?

Beulah office:
(231) 882-4462

Benzonia office:
(231) 882-4476


Security Center Last Updated 08/10/15
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