Questions? Need Help?

Beulah office:
(231) 882-4462

Benzonia office:
(231) 882-4476

E-mail:
online@icentralstatebank.com

Business Checking

Central State Bank offers five checking accounts to fit the needs of your business.


Basic Business Checking

  • Available to all businesses
  • No minimum balance to open your account
  • No monthly charge with average collected balance of $500
  • Up to 100 free transaction items* every month
  • Free monthly e-statement
  • Free Online Banking and Mobile Banking
  • Free debit or ATM card available, with free unlimited transactions at any Central State Bank or State Savings Bank ATM

 
Business Value Checking

  • Available to all businesses
  • No minimum balance to open your account
  • No monthly charge with average collected balance of $3,500
  • Up to 250 free transaction items* every month
  • Free monthly e-statement
  • Free Online Banking and Mobile Banking
  • Free debit or ATM card available, with free unlimited transactions at any Central State Bank or State Savings Bank ATM

 
Business Interest Checking

  • Available to all businesses
  • Minimum balance of $10,000 to open your account
  • Earn tiered interest on your money
  • Up to 25 free transaction items* every month
  • Free detailed monthly statement (electronic or paper)
  • Free Online Banking and Mobile Banking
  • Free debit or ATM card available, with free unlimited transactions at any Central State Bank or State Savings Bank ATM


Analyzed Checking Account

  • Available to all businesses
  • No minimum balance to open your account and no minimum average balance
  • No limit on transactions: pay only for the transactions you use
  • Daily earnings credit
  • Free detailed monthly statement (electronic or paper)
  • Free Online Banking and Mobile Banking
  • Free debit or ATM card available, with free unlimited transactions at any Central State Bank or State Savings Bank ATM

 
Public NOW Checking

  • Available to municipalities
  • Open your account with just $1,000
  • No monthly service charge on accounts with a daily minimum balance of $1,000
  • Free detailed monthly statement (electronic or paper)
  • Interest accrues daily and is paid monthly
  • Free Online Banking and Mobile Banking
  • Free debit or ATM card available, with free unlimited transactions at any Central State Bank or State Savings Bank ATM



* Transaction items are defined as checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), ACH debits and credits, debit card purchases, and bill payment transactions made through Central State Bank's Online Bill Pay service.