Questions? Need Help?

Beulah office:
(231) 882-4462

Benzonia office:
(231) 882-4476

E-mail:
online@icentralstatebank.com

Checking

Central State Bank offers three different personal checking accounts to fit your individual needs...


Free Checking

  • Open your account with just $20
  • No minimum balance
  • No monthly service fee
  • Receive your first 20 checks for free
  • Free detailed monthly statement (electronic or paper)
  • Unlimited check writing
  • Free Online Banking , Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any Central State Bank or State Savings Bank ATM


Community Interest Checking

  • Open your account with just $100
  • No monthly service charge with a minimum daily balance of $1,000
  • Earn tiered interest on your money
  • Interest accrues daily and is paid monthly
  • Free standard personalized checks
  • Unlimited check writing
  • Free detailed monthly statement (electronic or paper)
  • Free Online Banking , Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any Central State Bank or State Savings Bank ATM


Silver Select 62 Checking

  • Exclusively for customers age 62 or over
  • Open your account with just $20
  • No minimum balance
  • No monthly service fee
  • Free Silver Select checks
  • Free detailed monthly statement (electronic or paper)
  • Free money orders and cashier’s checks
  • Unlimited check writing
  • Online Banking , Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any Central State Bank or State Savings Bank ATM