Questions? Need Help?

Beulah office:
(231) 882-4462

Benzonia office:
(231) 882-4476



A wide range of savings accounts, certificates of deposit (CDs) and IRA certificates are available.

Statement Savings

  • Interest accrued daily, compounded monthly, and credited monthly
  • Open this account with as little as $20.00
  • ATM card available

Premier Savings

  • Average daily balance of $10,000.00 or more earns the 91-day CD rate
  • Balances below $10,000.00 earn the Statement Savings rate
  • $10,000.00 minimum to open
  • ATM card available

Certificates of Deposit (CDs)

  • Term options: 7 days to 60 months
  • Open your certificate with as little as $500.00
  • Interest compounded monthly, quarterly, semi- annually, or annually
  • Penalty for early withdrawal

IRAs: Traditional and Roth

  • IRA Savings and Certificates of Deposit
  • Types: Traditional or Roth
  • FDIC Insured
  • Tax-deferred Interest